SSBF is now venturing towards conducting MDPs which aims to foster new learnings to the industrial knowledge.
|#||Topic||Name of Faculty||June'17 to Dec'17
Proposed Date I
|Jan '18 to May'18
Proposed Date II
|Fees in Rs.|
|24th & 25th June 2017||17th & 18th March 2018||5500|
|2||Team Building & Confidence Building||Dr.Shaliesh Natu||1st July 2017||3rd March 2018||3000|
|3||Customer Service skills & Understanding Cultures||Dr.Shaliesh Natu||2nd July 2017||4th March 2018||3000|
|4||Corporate Social Responsibility||
|15th & 16th July 2017||24th March 2018||5500|
|5||Expectations Management & Stress Management||Dr.Shaliesh Natu||29th July 2017||10th March 2018||3000|
|6||Project Management Overview||Dr.Shaliesh Natu||30th July 2017||11th March 2018||3000|
|7||Basics of Financial Planning||Ms.Kanika Kapahi||5th & 6th Aug 2017||7th & 8th April 2018||5500|
|12th &13th Aug 2017||14th & 15th April 2018||5500|
|16th & 17th Sep 2017||20th & 21st Jan 2018||5500|
Mr. Shekhar Singh
|23rd & 24th Sep 2017||10th & 11th Feb 2018||5500|
|11||Basic Statistics||Mrs.Trupti Bhosale||14th & 15th Oct 2017||11th & 12th March 2018||5500|
|12||Basics of Banking||Mrs.Jyoti M Kappal||28th & 29th Oct 2017||21st & 22nd April 2018||5500|
|13||Trade Finance : De -Jargoned||Mrs.Jyoti M Kappal||4th & 5th Nov 2017||3rd & 4th Feb 2018||5500|
|14||Effective Selling Skills||Mrs.Jyoti M Kappal||8th ,9th & 10th Dec 2017||27th ,28th & 29th April 2018||7500|
|15||Behavioural Finance & Decision Making||Dr.Bindya Kohli||16th & 17th Dec 2017||13th & 14th Jan 2018||5500|
SSBF in collaboration with Bajaj Finserv Limited has launched Certificate program in Banking, Finance and Insurance. The objective of the programme is to impart practical knowledge and essential Skills to a) last year graduation students and b)graduates with no prior work experience, with a view to create employment opportunities for them in the Banking, Finance and Insurance Sector.
For details about the program click here
As part of the initiative to expand its presence in the field of higher level banking training and education, SSBF has been actively marketing its capabilities as a centre of excellence in this field. As a result, it was entrusted with the mandate to train recently promoted senior executives of a leading public sector bank in critical aspects of banking, leadership and management skills, decision making, stress management and effective communication.
Over a period of 6 weeks during the months of July and August 2013, SSBF conducted two very successful, fully residential Executive Training Programmes for senior bank executives at the University’s facilities on the Lavale Campus.
These were as under:
The course curricula for both these programmes were exclusively designed by SSBF in consultation with the bank. The pedagogy involved a mix of lectures, interactive discussions, role plays, audio-video clips and also the screening of a movie with the objective of analyzing it from the angles of team management, strategic planning, stress management, use of technology etc. A highly professional group of local and outstation faculty and trainers was tapped by SSBF to deliver the course content in the manner decided by SSBF and the Bank.
In addition, with a view to giving the participants a holistic experience, the day began with a one hour Fitness and Wellness Session conducted by the SCHC in Lavale. This was very well received and also helped set the tone for the day’s events and activities.
The programme for Chief Managers successfully trained 150 executives in four weekly batches.
The one week programme for AGMs successfully trained over 30 executives in several critical aspects related to their higher management roles and functions. The programme was further embellished with an extremely well received panel discussion on the subject of Corporate – Banking Interface and the Expectations of the Corporate Sector from Banks. Experts from Industry, a chamber of commerce and the banking industry brought in a variety of perspectives and shared their thoughts with participants in a very lively and active session.
The programme commenced with a ceremonial Inaugural Function. Each succeeding weekly programme started with a formal inauguration programme. Members of the Management of the University who kindly graced these events were the Dr. Vidya Yeravdekar, Principal Director, Symbiosis Society, Dr.Rajani Gupte, Vice–Chancellor [SIU], Brigadier Rajiv Divekar, Director SIMS, Dr. Rajiv Yeravdekar, Director SCHC and Dr. Bhama Venkataramani, Director SSBF & Dean of Faculty of Management.
SSBF is currently in talks with a variety of banks in the public, private and cooperative sectors with offerings of customized training programmes for them and based on their needs.
Recently, the students of SSBF had the opportunity of being in attendance of a lecture delivered by Dr. Holger Seebens, a highly accomplished academician. Dr. Seebens is an award winning economist who has published various papers in multiple forums. His work on the economies of gender is highly regarded and appreciated. He was honored with the Outstanding Dissertation award by Georg-August University, Gottingen in the year 2009. The lecture was held in two sessions. The topic of the first session was ‘Finance and Growth’, while the topic of the second session was ‘Behavioral Economics’. The lecture was attended by the first as well as the second year students.
During the first session, Dr. Seebens spoke extensively of the role of financial sector in economic growth. He discussed various neo-classical theories of economics in detail. He also talked about the differing views put forth by various eminent economists regarding the role of financial sector in the growth of economy and the relevance of each of these in their own right.
In the second session, he spoke of economics as a social science where he discussed how economics helps us in decision making. He also discussed utility maximization and the factors based on which the brain processes and perceives information. He spoke in detail about the ‘Dual System Theory’, according to which behavior is determined by two parts of the brain.
Further, he explained how motivation, perception and information processing play a crucial role in behavioral economics.
Owing to his vast experience in the field, Dr. Seebens addressed all concepts in depth and successfully conveyed his views to the students. Overall, it was an informative and enlightening experience for all those who were present. Everybody got an opportunity to learn and understand things that lie beyond textbooks.
The students of Symbiosis School of Banking and Finance were privileged to attend a lecture by Mr. Mukesh Gupta – Principal Consultant (Business Intelligence & Corporate Performance Management), Infosys, on 20th January, 2018.
Having worked in numerous arenas across several companies, and with various certifications from some of the leading Indian and international universities to his credit, he gave an insight into the dual role of capital in managing risk and returns. He broadly classified people working in the domain of finance in two kinds- the finance experts, who have the knack of dealing with risk and returns in a business; and entrepreneurs, who are at the helm of the business. He also stressed on the need for businesses to control their costs, entice consumers by adopting appropriate pricing strategies, and minimise their inventory, by sharing a few success stories such as that of Toyota’s Just in Time (JIT) inventory management system.
He also envisioned India taking over as the second largest economy in the world and emphasised on the need for job creation, which can give a boost to the Indian exports, and resolve the pressing issue of unemployment. He persuaded the students to promote their own country by establishing their own innovative business ventures, citing examples such as Patanjali and Jio, which gave the established business a run for their money.
He concluded the session by urging the students to work on disruptive ideas, which can make the lives of the consumers easier, since the latter do not invest in the product, rather in the idea behind the product. Overall, it was a very interactive and motivating session.
The Corporate Interface Team of SSBF, organised a lecture on “Union Budget Analysis – 2018” on 5th February 2018. The speaker, Mr. Chandrashekhar Tilak – Executive Vice-President at NSDL e-governance Infrastructure Ltd, a stalwart in conducting budget sessions made the session all the more insightful.
While he spoke briefly on how India would be the first country to state publicly that it doesn’t recognize the legal status of Bitcoins, he spoke in depth on how the budget brings about contributions from various sectors. This is exactly why Sir, kept emphasizing that the password for understanding the budget is “Cluster”. An example that he gave to emphasize this was the “Ayushman Bhava Scheme” which aims to cover a population of nearly 50 Crores. The resources for this can be raised only if the health department collaborates with the other departments such as Technology and Finance. The discussions on Operation Green and the provisions on Long Term Capital Gains were also very interesting.
Overall, it was a very informative session and the students understood the implications of the Union Budget 2018 better.
The students of Symbiosis School of Banking and Finance were privileged to attend a lecture by Mr. Gautam Puntambekar - Managing Director, Bank of America Merrill Lynch on 26th December 2017. The lecture was centered around “The Homeland Investment Act - Effect of Currencies and Issues to APAC” and “Financing alternatives in APAC”
Having managed large multinational corporations and NBFI relationships across APAC, Mr. Puntambekar gave a gist of the Act in very simple words. According to him, the Act covers all those situations where the money of the US multinationals is brought back into the country. He also stressed on the fact that the Act will be successful only if the countries are able to bring back their currencies which in turn would be possible only if they are freely convertible. He then discussed in detail about the Chinese economy with special focus on the possibility of China becoming a superpower.
Lastly, he closed the discussion by motivating the students to develop special skill sets. The world is a competitive place and it is these skill sets that will differentiate between people. One should always be open to ideas and money shouldn't be the driving force. At the end of the day, the successful people are those who are passionate about their work.
Overall it was a very insightful and motivating session.
On 16 th December, 2017, The Entrepreneurship-Cell started its ‘E-Series’ at the Symbiosis School of Banking and Finance. A guest lecture was hence organized wherein the guest for the event was Mr. Sunil Shirole, Managing Director and CEO, Yen Capital Advisors Pvt. Ltd.
With a focus on understanding Entrepreneurship mindset, Mr. Shirole shared with the students his journey of being an entrepreneur. Form leaving a highly paid job and to purchasing a dream home on the famous Marin Drive of Mumbai, Mr. Shirole said that he had failed many times and it is this failure that made him better. He emphasized that ‘failures are your teachers’ and that one must be ready to ride the roller coaster journey on the way to success when it comes to being an entrepreneur. He explained how an entrepreneur needs to be highly positive, highly motivated and above all that he needs to be a better leader. Taking people along on the journey is the key requirement of being an entrepreneur. “If you are satisfied with what you have, you will stay where you are.” Mr. Shirole said that an entrepreneur also needs to be hungry for knowledge and success, without which it is impossible to grow.
Talking about the traits of being an entrepreneur, Mr. Shirole asked the students whether an entrepreneur is born or is it a cultural upbringing that shapes someone to be an entrepreneur. Emphasizing the facts that education, cultural environment and family background can play a major role in being an entrepreneur, personality traits are something that a person is born with and that these traits cannot be taught or changed. The personality of the person has to be such that he should be hungry for more and be his own boss. Proper execution and timing of events are as important as any breakthrough idea. He added that timing can make or break things and that one must know when to start a business and when to exit.
Lastly, Mr. Shirole opened the platform to the students for Q&A session where students came up with their queries and got good insights and guidance from him. On a closing note he said that not all students can be entrepreneurs, but one must look inside to see whether one has the hunger to be one. In the end, he advised the students to “Stay Hungry, Stay Foolish”.
On 18th November, 2017, the students of Symbiosis School of Banking and Finance got the opportunity to meet and interact with Mr. Veerain Kaul, an alumnus of the college, currently working with ICICI Lombard. During the course of this interaction with the students, he explained different types of insurances and also talked about various misconceptions regarding insurance.
Mr. Veerain talked about the history of insurance and reinsurance as well. He also had a very frank conversation with the students about insurance fraud and misuse of insurance and gave real life examples that he himself had witnessed.
Mr. Veerain also advised the students about which departments and companies that he thought the students ought to join depending upon where they might find more learning opportunities and challenging situations that would help them to grow in their career.
We would like to thank Mr. Veerain for taking time out of his busy schedule and coming to interact with us and for providing us with guidance from his vast array of knowledge.
A lecture on “The Various Investment Avenues” was organized for the students of Symbiosis School of Banking and Finance on 10th November 2017. The speaker Mr. Ramprasad Murthy who has an experience of over thirty years threw some light on the same and also busted many myths relating to investing.
The speaker started on an energetic note and asked the students where they would put their money. Throughout the interactive session, he gave the pros and cons of Fixed Deposits, Insurance, Bonds, Equity and Mutual Funds. He emphasized on how important it is to not put all the eggs in the same basket. He also touched upon the difference between interest and risk. The two major takeaways of the session were, one, no investment is without risk. Which is why it is necessary, to have Vitamin P i.e. Patience and Vitamin D i.e. Discipline. Two, while investing, the formula to be applied is KISS – Keep It Simple Silly.
Overall, the session was very interesting. The students were privileged to have attended a very informative session.
The students of SSBF were privileged to attend a guest lecture by Mr. Rohit Kalghatgi, Assistant Vice President – SG Analytics on 4 th November 2017. The lecture, gave the students a brief idea about the requirements and profile of a Research Analyst. There is always more to this profile than what meets the eye.
According to Sir, a Research Analyst does an analysis on diverse topics. It could range from “analyzing the consumption of a particular good in a specific country” to “providing holistic consulting to understand customer problems”. Mr. Rohit Kalghatgi, also touched upon the importance of being aware about the economy. One must know not just about the happenings of the country’s economy but also the world as a whole. This is because, a person, as a Research Analyst, has to deal with clients from various fields.
He closed the discussion by urging the students to always take the first step. One can be successful and grow, only if he or she takes initiatives on their own. Overall, it was a very insightful session.
Inflation is something that eats away the value of money over time. And to protect the value of money, one must invest. Of course, investment is not just an ordinary day to day task, but one which requires the understanding of the factors and principals governing the type of investment.
30th October, 17, the Corporate Interface Team organized a session of Mutual Funds with Mr. Prateek Tiwari, Assistant Vice-President, Sales and Cluster Head, HDFC AMC as the guest speaker. With a profound experience of 20 years in corporate sector, Mr. Prateek Tiwari shared with the students the types of assets and wealth management concepts. Assets are of four types viz., Real Estate, Equity (& Commodity), Gold and Bonds. While real estate requires huge initial investments to begin with, they also have the disadvantage of least liquidity as compared to other assets. Gold in turn offers no utility to the average person and hence is a stagnant source of investment. Bonds are the safest means to invest money in return of a fixed rate of interest. However, Equity (& Commodity) market are one such means where the amount of returns depends on the underlying asset. Investment in shares, preference shares, convertible shares, commodities are the financial instruments of the Share Market.
What do Indian people do with their money? Well as per the figures of 2015-16, the following pie chart describes the average investment pattern of most Indian people.
Equity are safe to invest and generate money, of course, one must understand their behavior before taking the plunge.
To add context to the subject matter, Mr. Prateek Tiwari cited various examples for the financial world to give a better understanding to the students. Sir discussed about how the sub-prime crises took shape, and how the American Economy helped Warren Buffet become the world’s richest investor with the help of Equity market.
With the world moving towards fast paced growth and entrepreneurs coming up with market disruption ideas, Sir elaborated on how new theories of economics is shaping the world. Mental accounting and Nudge theory are the driving concepts of companies such as Visa and Master Card. Uber is based on Share Economy and WhatsApp earns profits on the need of people to share instantly. The world is witnessing the 4th Industrial Revolution of Internet of Things. The technology driving major companies to change the way they work and make money.
In such a fast paced world of rapidly changing forces driving the money, it is important to ensure that the common man is not left behind to protect himself against the fluctuating nature of money. While inflation eats away a value of money each year, there’s little a man can do to ensure financial stability. One such way of doing so is to invest in Equity and its derivatives (commodities, debentures, shares, etc..)
With Q&A session giving the students an opportunity to clear any doubts, the students felt contended and privileged by the presence of Mr. Prateek Tiwari. The knowledge shared by the speaker will surely help students gain a better understanding of the nature of Equity and its derivatives.
We the students at SSBF had the privilege to interact with Mr. Prateek Tiwari, Assistant Vice-President & Cluster Head at HDFC AMC regarding “Financial Market and Economy”. He started off with discussing the GDP growth and its factors and interestingly drew our attention towards how India’s economy is consumer driven and not investment driven. He then educated the class regarding the different Asset Classes and its importance for Wealth generation.
He cautioned us about the disruption that is coming up in various fields due to technology advancement and supported his point with examples of Robotics in banking and Tesla’s latest launch. He also explicated the opportunities available in the future.
He concluded the session by motivating us to keep updating ourselves with the changes in the field of Finance and Economics and introduced the concept of “Mental Accounting”.
On 16th November, 2016 the 2016-18 batch of Symbiosis School of Banking and Finance had an opportunity to interact with Professor Kevin Jameson – Executive Dean, Faculty of Business and Economics, Macquarie University, along with Professor Philomena Leung - Associate Dean, Ms. Deidre Anderson -Deputy Vice-Chancellor (Students) and Registrar, Ms. Zarana Shah (Country Manager, India) and Mr. Abizer Merchant - Director (South Asia & The Middle East).
Prof. Jameson started the day’s session by speaking on “Future of the Finance Industry - 10 tips for aspiring finance professionals”. He began by introducing the group to the current picture of the finance industry covering the opportunities available as professionals of the Banking Financial Services and Insurance sector and possible future scenarios. He laid stress on describing the evolution of the BFSI industry over time, to what it is today and what it is expected to be in the future. The session gave the young, bright minds the much needed clarity. Mr. Jameson threw light on how, as young professionals of tomorrow, to be well equipped to deal with the changes in the time to come. He also spoke about how technology has evolved to be of vital support in this promising sector and how it will keep evolving. The interaction concluded with a discussion session giving students the opportunity to speak with the guest lecturer for further clarity. The guests also shed some light on the opportunities available at Macquarie University and in different universities across different countries as exchange students and as full time students.
The knowledge shared on and briefing of the domestic and global financial industry left the students motivated and enlightened with a deeper insight on the varies roles and careers that await for them in the months to come.
“It is said that a journey of a thousand miles begin with a single step”. These are the words of Lakshya foundation and students of SSBF, SITM, SSP had honour of attending a guest lecture by the founder herself, Mrs.Anuradha Prabhudesai. The lecture started at 10:00 am with the director of SSBF Dr. Manisha Ketkar felicitating the speaker. Among the others present were (director of SITM) and (deputy director, SSP)
The lecture that was held as a part of the 71st Independence Day celebrations, gave the students an insight on the life of our soldiers at the borders, about how fearlessly they look at death and protect us. She spoke about many soldiers, their contribution in the Kargil war and how we can take their examples and live life with dignity, determination, discipline and dedication. She also shared her experience when she was caught in the middle of a firing and how she know that the young solider would not let anything happen to her. She encouraged the youth learn from those who laid down their lives for us. Lastly, she narrated an incident about a young boy who eventually grew up to be a soldier. So touching was the story, that everyone was chocked with emotions by the end of it.
The intense and inspiring session resulted in the students respecting the soldiers even more than before.
The Corporate Interface Team had organized a lecture on 26 th August 27, 2017 on Insurance for the MBA students. The speaker, Prof. Garde, a Qualified Insurance Broker with a Fellowship in Insurance spoke about the dynamic nature of the Insurance Industry in India. He also gave the students some insight on the trends and the scope of the insurance sector.
Having an experience of almost 39 years, he highlighted the ways in which the sector has evolved, especially with the advent of technology. The students got an idea of how, “Insurance is hot and happening” and also got to know about how the six sub-sectors within the Insurance Industry namely Life Insurance, Health Insurance, Non-Life Insurance, Risk Management, Re-insurance, Actuarial Science is developing. He clarified all the doubts of the students with very humorous and spontaneous examples.
By the end of the session, the First Year MBA(Banking and Finance) students had a better understanding of the sector and understood what the experts meant when they said that the insurance business will grow exponentially in the forthcoming years.
Many people know what corporate governance is but few really understand what “good corporate governance” is, and how it is essential for the growth and prosperity of an organisation. To address this, our Corporate Interface Team had scheduled a guest lecture on corporate governance, more specifically, the Sarbanes-Oxley act.
On September 21st 2017, the students of SSBF had the honour of interacting with Dr. Mita Mehta, faculty in charge of Academics and Internal Quality Assurance Cell, Symbiosis Institute of Management Studies, who has done her doctorate in Corporate Governance in Indian Corporate Sector. She has various international and national publications in reputed magazines, journals and refereed books related to the area of Business Ethics and HR. She has also authored a book on “Corporate Governance in India”.
The session began with Dr. Mehta briefly giving an introduction about corporate governance and its relevance, prerequisites and objectives while also throwing light on scams that had happened in India as well as abroad.
The Sarbanes-Oxley Act of 2002 was passed by the United States Congress as a way to protect investors from the risks of fraudulent accounting conducted by corporations. This act put strict reforms into place to improve financial disclosures and prevent fraudulent accounting practices. There are also regulations within the act that apply to privately held companies, such as the wilful destruction of evidence to interfere with Federal Investigations. The need for this Act arose after one too many large-scale corporate accounting scandals such as Arthur Andersen, Enron and WorldCom. She also discussed the various titles under the act such as Public Company Accounting Oversight Board, Auditor Independence, Corporate and Criminal Fraud Accountability etc.
The session was extremely informative for all the students and ended with Dr. Mehta answering various questions from the audience. The students were very thankful that Dr. Mehta took some time out of her busy schedule and enlightened them with her knowledge.
It is important to know what business the company is doing. The overall performance of the sector, the implications of government regulations, the market history of the sector and the company on watch are as equal a parameter to understand as the financial statements of the company.
On 16th September, 2017, Corporate Interface Team of SSBF organized a session of Financial Statement Analysis with Guest Speaker Mr. Kalpesh Jain to shed some light on the same. A member of ICAI and E&Y Global with a diverse experience of 19 years in audit and assurance services, mergers and acquisitions, Mr. Jain began the session by focusing on the importance of sound understanding of financial statements viz. the sources of financial information.
He started by explaining each line item in the financial statements and explained its various implications. He supplemented it with live examples which enabled the students to understand it better. The session ended on a very energetic note with an interactive session where the students got all their doubts clarified.
Overall, it was a very enriching and an interesting session which the students enjoyed.
On July 1st, 2017, the much awaited Goods and Services Tax (GST) had been implemented. Even though, it was one of the most trending topics in the news at the time, there were a lot of people who were conceptually not clear about GST. To address this, our Corporate Interface Team had invited Mr. SS Nathan, Professor and tax consultant (Indirect tax, foreign trade & corporate law) to speak to our students and give an overview on the same.
The session began with Mr. Nathan briefly giving an introduction about GST and also throwing light on how the taxation system had worked before GST was introduced. After that, Sir began his extensively informative presentation and explained how GST was going to subsume 17-18 different taxes into a single one. He also helped us understand the different components of GST, that are SGST (State Goods and Services Tax), CGST (Central Goods and Services Tax) and IGST (Integrated Goods and Services Tax) and how heavy documentation and its cost will be saved by registering on the online portal. The basic technical and legal details like the ratio in which the taxes will be collected by the state and central government, anti-profiteering provision, composition scheme, GST compliance rating and reverse and forward charge mechanism were also discussed. Sir also briefly talked about how on the banking sector 18% GST would be applicable and state wise registration of the bank branches will be required. Lastly, sir told us about the problems that the government will have to face while introducing GST and that India is a large country due to which it’ll be extremely difficult to get everyone on the same page regarding the biggest tax reform to have happened since the independence.
The session was extremely informative for all the students and we are very thankful that Mr. SS Nathan could take some time out and enlighten us with his vast array of knowledge.
On 7th July, 2017, the students of Symbiosis School Of Banking and Finance had an excellent opportunity of having two eminent personnel from Pricewaterhouse Coopers (PwC). Mr. Vivek Iyer is a partner in Financial Services Risk Advisory at PwC whose domain is risk and controls space in the financial sector. The other dignitary of the event was Mr. Shiva Iyer, Director of Financial Services Risk Assurances at PwC whose expertise encompasses around MiFid 2, IFRS, Basel 3, prudential requirements in the financial sector and many other such fields.
The discussion took the first step by a brief introduction about the background of PwC by Mr. Vivek Iyer. He touched upon various intricacies regarding the emergence of IFRS 9 and implementation of BASEL 4 in the world economy. He briefly introduced the concept of Global Liquidity Risk Requirement which is gaining prominence day by day. The wheel of discussion was then steered by Mr. Shiva Iyer who elucidated the divergent situation of the market in London and that of in India. Furthermore, the organizational structure and the various profile of the experts in the risk management team of PwC was shown to the students.
One of the most important takeaways of the session was about “the constant urge to know more”. In the BFSI sector where trends are ephemeral, it is of utmost importance to keep oneself abreast of the surroundings continuously. The students indeed had an enlightening session and they are looking forward to many more such events in the future.
On June 22, 2017, Symbiosis School of Banking and Finance got the opportunity to interact with Mr. Hardik Mehta, All India Rank One in RBI Grade B Exam, 2016 and Alumni of SSBF Batch 2011-13.
The session commenced with Hardik sir discussing about the RBI Grade B Exam pattern, further comparing it with SBI Bank PO Exam. This discussion began with segregation of the exam sections, their respective question patterns and cut offs. After this, he explained how he aced this exam and secured an All India Rank One. He elucidated the exact strategy that he had followed during the examination (which included the number of questions of a section and time given to them) and gave insights of his interview after he had cleared the written examination. His preparation for the exam included reading Economic Times every day, conceptual clarity and taking one mock test daily (two-three on weekends). This, he mentioned, helped him to work on his mistakes and plan a better strategy for the main exam. He believes that one should not stick to a particular job profile, hence, while preparing for placements she/he should take such exams, in order to expand the domain for getting a good job. Eventually, the session took an interactive form, leading to discussions on various topics like internships in RBI, job profile in the finance industry, individuals with work experience versus freshers, recent acquisition of banks by SBI, NPA and banks, Payment banks’ current scenario and future expectations in BFSI industry, financial inclusion objective and current state, farmers’ loan waiver move, oil prices, Basel norms, GST and Demonetization, its objectives and its consequences.
Sir’s words of wisdom included importance of discipline, setting priorities, perseverance, having patience and being sincere. These are a must if one wants to succeed especially in competitive exams. He also stressed on the fact that students should focus more on knowledge addition rather than income package because knowledge will stay with us even when money won’t. “We should work what we like and like what we work”, this, according to him is how we can crystallize our learning and use it to the benefit of not only one individual but the whole mankind.
The session was informative as well as motivating for all of us. On the whole, it was an extremely informative experience. The students of SSBF extend their sincere gratitude to Mr. Hardik Mehta for sparing his precious hours and enlightening us.
On 7th February, 2017 SSBF had the privilege of organising and hosting an analytical session on the Budget 2017-18 addressed by Mr. Chandrashekhar Tilak, Executive Vice President, NSDL e- Governance Infrastructure Ltd. Students of our sister Symbiosis Colleges like SITM, SIMS, SCE & SCMS also attended the event. The budget analysis given by Mr. Tilak was a departure from just a the normal analysis of whether goods would become expensive or cheaper due to the changes in tax structure, or what changes were made in allocation of funds to different sectors. The highlight of the session was his interpretation and explanation how demonetization was the crux of this year’s budget and what role it has played in formulating this particular budget and its repercussions in the budgets to come.
The exercise of demonetization gave an idea to the government as to what sort of demands in the economy are price sensitive and what are not which helped in the formulation of the budget. He elaborated that demonetization gave the government a tool to analyse, accumulate, assess, relearn and unlearn whatever Indian economic policies had taught us so far; especially how the economic composition has changed over the decades from an agriculture dominated economy to an industry dominated economy and then moving to be a service dominated economy. He explained how housing and gold are the two major investments and the economic reality of how earlier generation purchased them from the retirement savings which has a stark difference from the current generation which purchases them at the beginning of their income earing cycle thus keeping their liquidity at stake throughout their income earning cycle.
He then drew the link between demonetization, GST and budget and the fact that Data Mining, Data Analysis and Data Extraction are the words used for the first time in this budget and how they will be important in the coming years in formulation of the budget. Moving on he showed us how the merger of railway budget is seen as a step towards integrated infrastructure development, which is very necessary for development of infrastructure in the country.
Finally, he showed us how demonetization has also helped the government to assess the assent of different states like Tripura, which is heavily reliant on funds from the central government and Kerala, which has the support of NRI remittances was mute which will help in proper allocation of funds to states. On the whole, it was a very enriching experience for all of the participants.
On 05th January, 2017 we had the opportunity of interacting with Mr. Sanjeev Nanavati, Ma on the topic of changing dynamics of Banking in India and all over the world and importance of entrepreneurship in the banking sector. The students had a great opportunity of interacting with an expert on this topic.
He began the session by discussing about the current scenario in the banking industry He then spoke about ‘Fintech’ a new arena in the banking industry. He also explained about the current trends in the banking industry with specific examples of increasing capital cost of banks, SME’s being the maximum margin area for banks, wallet sharing, etc.
The session ended with the Q&A round, where students were able to clarify a lot of their doubts and misconceptions about the current scenario and trends in the banking industry. Overall, the session was very enriching for all of us and we all learned a lot from him.
On 10th January 2017, we had the privilege of attending a guest lecture by Dr. Sandra Mortal on the topic of “Market Efficiency and Mergers & Acquisitions”. Dr. Mortal is an Associate Professor, Dept. of Finance, Fogelman College of Business & Economics, University of Memphis. She has also been associated with SEC in the past and her areas of interest include Market Microstructure & Corporate Finance.
She began the lecture by explaining the concept of ‘Efficient Market Hypothesis’ & ‘Random Walk Theory’. Dr. Mortal went on to explain the ‘Random Walk Theory’; ensuring the lucid understanding of the underlying concept by involving everyone in the construction on an Excel worksheet by taking historical prices. She further went on to explain the different factors that affect market efficiency, various forms of Efficient Markets like Weak, Semi-strong and Strong Markets. Then she spoke about mergers or acquisitions and how the stock prices of both the target company & acquiring company behave upon such an announcement and how efficient market theory is linked to it. Finally, she put forth the various arguments that support as well as reject the Efficient Market Hypothesis and also discussed the veracity of whether markets can be 100 percent efficient or not.
It was an extremely enriching experience for the participants and helped us all to understand very important aspect of markets which were superbly explained in very simple terms by Dr. Sandra Mortal.
On 21st January 2017, we had the privilege of attending a guest lecture by Mr Sujit Honrao, Manager of Finance and head of Financial Planning & Analysis – BMC Software, India. Mr Honrao is a Chartered Account (CA) by profession and has extensive experience in the software & IT industry.
The agenda of the lecture was to discuss the budgets of the IT companies and its preparation using software like Hyperion, Tableau, etc. He talked about self-motivation and shared his personal experiences in the corporate sector.
He began the lecture by talking about his journey to becoming a CA whilst working for a software firm and handling the work pressure and studies at the same time. He also talked about how self-motivation is important and how it helps one achieve her/his goals. Then, he went on to explain the corporate culture and how one should handle the diversity of people coming across. All inclusive, it was a stimulating experience for us.
The 2016-17 academic year started off on a bright note with the young future bankers from SSBF having the privilege to be addressed by a very distinguished lady, Ms. Sonia Gandhi, who has served as the Vice president at J P Morgan and the Director at BNP Paribas, who presently is an active volunteer with Indian Association of Investment Professionals, CFA India Society to promote the highest standards of ethics, and professional excellence in the Investment Industry, represent the society on CFA Institute's global 'Society Brand Council. The topic for discussion was “Ethics in Investment Management/ Financial Markets”.
The talk opened with the concept of good judgement by taking us through a brief history of the various crises and bubbles of the financial system such as the Tulip Speculation of 1633, the Railroad Boom of 1860 and Panic of 1873 and the Bull Market run-up of 1920.
She further drew on scandals involving VW, Mitsubishi and Suzuki which have rocked the automobile industry of late; emphasizing the need to be ethically conscious and vigilant. Various issues common to the financial crises were pointed out, especially the convenient tendency of suiting the condition of borderline legality. Quite truly, she pointed out how we seldom ask the question of whether an action is unethical as long as the action it is not illegal.
Ms. Gandhi proceeded next to the fundamental ethical principles. With the detailed example of the very prominent case of ‘Insider Trading’ perpetrated by Rajat Gupta at Goldman Sachs, she highlighted the need for enhanced ethical mindfulness and the importance of reasonable care and prudent judgement in our lives. She next spoke of Situational v/s Dispositional Influences with reference to the stirring examples of young and ambitious investment banking professionals Tom Hayes and Kweku Adoboli who had tried to work the system and ended up being on the wrong side of the law. She emphasized on the fiduciary duty to work for the benefit of the clients; warning us at the same time to perceive change correctly and to manage conflict of interest in the minefield of our professional lives and careers and full and fair disclosure should be the order of the day. Being in the BFSI sector, one should bear in mind the principles of confidentiality and due diligence.
It was a very insightful and inspiring talk by Ms. Gandhi which had the whole audience captivated. The interaction helped many to do soul searching and is sure to leave a positive and long standing impact on the minds and judgements of the students. The student fraternity of SSBF is highly gratified by the experience and whole heartedly thanks Ms. Gandhi for her time and effort.
It was a very informative and engrossing interaction on recent move by the Government to demonetize and its impact on the Banking sector. Demonetisation a movement to curb corruption, terrorism as well as crack down on black money in the country. The decision of ban on 500 & 1000 currency notes met with mixed reaction. The Government claimed that demonetization would clean the complete economic system increase the size of the economy & revenue base.The interaction focused on the key aspects of how its going to change banking per se & the economic environment thereof. The students got to understand the nuances & were able to have an insight into this economic phenomenon of "Demonetisation". We are thankful to Mr. Gautam Puntambekar for sparing his valuable time and interacting with our students.
The Edelweiss Group is one of India's leading diversified financial services company providing a broad range of financial products and services to a substantial and diversified client base that includes corporations, institutions and individuals. They are dedicated to building long term relationships with clients and their approach is to understand the financial needs of customers and recommend investment options in a simple manner.
In December 2016, Edelweiss conducted a Financial Learning Seminar at SSBF. It was a skill enhancement seminar on Stock investing, Financial Planning and Wealth Management. It was activity based learning session which made students realise the importance of recognizing their risk appetite. The focus should not only be on the goals but also on the risks involved in achieving those goals and the level of risk one can take.
By the end, the take away of the session was to invest sensibly and enjoy its benefits and to achieve this one should focus on the below points:
Honorary Fellow, Macquarie University, Applied Finance Centre Dr. Patrick McConnell, having a varied experience of more than 30 years in the field of finance, working with banks and other financial institutions in the U.S., Europe and Australia, gave us an insight into the reasons of ‘Why strategies fail?’. By taking up various case studies on the big shots of the financial world like Citibank and JP Morgan he taught us how risk plays an integral role in determining the success of the strategy followed by a company. In the current economic scenario which is dominated by dynamism factoring in the risk while making various decisions related to the organization becomes integral.’ There were various questions put up by the students on how to handle the risk faced by the firms, which led to a healthy discussion on contemporary topics. The lecture was attended by students and faculty from SIBM, Pune, SIMS, Khadki, Pune. Hosted by SSBF faculty and students.
The event commenced with the welcome of the chief guest by the student comparers Simon and Nikita. The guest students for the event were SIBM Finance students.
The Principal Director of Symbiosis , Dr. Vidya Yeravdekar delivered the welcome address. She spoke about what colleges like SSBF can give students beyond classrooms and to facilitate the same, stalwarts from the industry like Mr. Sanjiv Bajaj are called to grace important occasions like CEO interactions and Q&A sessions.
The chief guest was introduced by Ms. Nikita. The guest Mr.Sanjiv Bajaj addressed and enlightened the gathering. He commenced his speech by talking a bit about education at Harvard, back in 1995, wherein he stated that some of the finest people in the industry back then were the oldest. Technology was only for the geeks. Changing times have brought the youth to head important positions in any company. Access to capital played an important role back then. Companies now are not following the traditional norm of business. He received the best CFO award in 2005. Mr. Bajaj highlighted the importance of ambition and dreams stating that, “Dream and money will find you.”
Mr. Bajaj shared some important life lessons which were:
Mr. Bajaj also focused on the importance of networking for MBA students and the importance of long lasting friendships. He mentioned that the Financial Services are growing up to 2-3% p.a. Investment in financial technology companies in the country is important. August is a significant time for business. He stressed that the finance is simple and how new emerging companies can leapfrog and adopt new technology more easily than the established ones.
Some of the questions that were discussed as a part of the Q&A round were, the next step for Bajaj in innovation, focus of e-commerce companies to attract customers, what private insurers should do to increase penetration, difference in the style of management of Rahul Bajaj and Sanjiv Bajaj, how did Bajaj react when they were not issued the banking licence by RBI, how can finance be taken to the common man etc. The event ended with the Director of SSBF Dr. Manisha Ketkar delivering the vote of thanks. The event was a grand success and very fruitful which left the students of SSBF and fellow attendees of SIBM finance with greater confidence to pursue their goals.
In order to provide more insight into the field of stock market functioning, our college arranged for a guest lecture by inviting Mr. Soumya Padhi, Head of Prop and Retail Desk, Bombay Stock (BSE) for an interaction with our students on 19 September, 2015.
The session was kick started with an introduction of Mr. Soumya Padhi. Mr. Padhi spared a couple of minutes for a quick run through the profile preferences of the first year students which enabled him to understand the batch composition. There were a number of basic questions in the beginning that Mr. Padhi put across and dealt with; “Why do you think that anyone is going to give you one's hard earned money to manage in the first place?”, "How would the credit and the risk analysts of tomorrow be well equipped unless they had the prior exposure of safeguarding their own investments by trading in the stock market?", "As a fund manager whose funds is one going to manage?".
Throughout the lecture, talked about the skills, competence, confidence and flexibility requirements related to various job profiles in the BFSI sector in order to enable the students gain more clarity. The profiles he covered were of wealth manager, fund manager, relationship manager, venture capitalist, credit analyst, risk analyst/ manager, business analyst and sales and marketing executive. He enlightened the students with simple but effective techniques to smoothly sail through job interviews. Besides the above, Mr. Padhi also gave some entrepreneurial ideas at the end of the session to instill a thought provoking note in the young minds.
Mr. Padhi ended the session with a quote, “Life is all about learning, comes lesson by lesson and in the end, an experience” and an assurance of a guided BSE tour for the students of Symbiosis School of Banking and Finance. In short, this discussion was very fruitful and helped the students to gain a more clear perspective regarding the scope and their standing in the BFSI industry.
In order to reinforce academic knowledge with practical insights in the learners, SSBF invited Mr. Sameer Gokhale of Reliance Capital on 8th of August 2015 to enlighten the students and future investment bankers, on the merits of investing money intelligently especially through Mutual Funds investments. Customized Financial Planning pans our finances at different points of time. Hence, Mr. Gokhale stated that to fulfill the desires and the needs at various stages of life earnings, consumption, savings and inflation must be taken into account.
He then explained the Investment menu card, specifying the returns on various asset classes and illustrating that while the return on a Fixed Deposit ranges between 5.7 – 8.5% it is linked to the market conditions in case of Mutual funds. He also cautioned the audience to be careful while investing in a financial instrument and advised them to invest only if need be. Then, he highlighted the important factors like Liquidity, Convenience, Post-Tax returns and Inflation that must be considered while making an investment. He pointed out that the returns on Mutual Fund investments are made tax free after 1 year, and are compounded annually.
Mr. Gokhale demonstrated the power of Compound interest and quoted Albert Einstein: ‘Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it’.
The students gained in-depth knowledge on Mutual Fund investments and were encouraged to get into the habit of saving and Investing as it will aid in shaping our future.
In times when talks on the need for equality between men and women are gaining popularity, the topic of Gender sensitivity marks its prominence. Being a college focused towards holistic development of its students, SSBF took pleasure in inviting two eminent women academicians Ms. Renuka Mukadam, a Consultant at SATHI-CEHAT, Pune and Prof. Surya, a Faculty of Symbiosis Law College, Pune for a workshop on “Gender Sensitization” on the 6th of August 2015 from 3pm to 5pm.
Ms. Renuka Mukadam focused on the importance and need for gender sensitization and the concepts of sex and gender. A small activity on gender reversal was conducted wherein the students were asked to express their views while assuming themselves as one from the other sex. The other areas that were touched upon were the discrimination between male and female sexes in the society, the concepts of patriarchy, masculinity and femininity, the oppression of women in media and college campuses and also what responsible colleges like ours can do to tackle these. Besides the above, Gender stereotyping and its ill-effects were also highlighted through videos.
Prof. Surya made us aware of the various laws in place to safeguard the interests of women in campuses and at workplaces. Some of the prime topics covered were constitutional provisions, legal frameworks, women specific legislations, legislative safeguards, remedies available to women in difficult situations and how men can show their support etc.
On the whole, the workshop left the students of SSBF enriched and sensitized to the call for equality between the sexes and the need to eliminate stereotypes against women in all walks of life.
We would like to take this opportunity to tell you that we highly appreciate our association with your institution and the best in class infrastructure and faculty support provided by you for conducting our training programs at your institute. We look forward to maintaining the same relations in future as well.
With an objective of making graduates employable for BFSI sector, Bajaj Finserv Limited (BFS),conducts a Certificate Program in Banking, Finance and Insurance (CPBFI) for fresh graduates. The program, which is an important CSR initiative of BFS, was designed and developed by Bajaj Finserv in collaboration with Symbiosis School of Banking and Finance (SSBF). SSBF not only helped BFS to put together this customized program, but also went a step further to deliver the program to young graduates. Since April 2015, SSBF has conducted 10 batches of this program and the students have found employment with some top companies in BFSI space. SSBF also conducts Train-the-Trainer programs for CPBFI trainers from other cities. We hope that this partnership with SSBF will continue to benefit many graduates to build a successful career in the BFSI space.
NUSSD TISS collaborated with SSBF for a Banking and Financial Services Course. This course would cover all aspects of the BFSI sector. SSBF came out with a detailed course covering all aspects from markets to legal aspects to marketing to all facets of the BFSI Sector. A team of professionals from SSBF gave us the material for the course. We are happy to associate with SSBF for the same.
Pleased to inform that i have cleared Reserve Bank of India Exam for the post of Manager with All India Rank No.1. Thank you Dr S.B Mujumdar, Founder and President of Symbiosis Society & Chancellor of Symbiosis International University for establishing an institute exclusively focusing on Banking. Thanks to all professors at Symbiosis School of Banking and Finance, Pune for lying down strong foundation in the subjects pertaining to Banking Sector.
"It was really rewarding to interact with the students - all passionate and . And the campus is spectacular!"
A stimulating session with an enthusiastic student group. The campus is truly beautiful.
The campus is wonderful and the faculty and students very courteous and inquisitive. I am really glad that I got an opportunity to come here and interact.
Was very impressed with the level of interaction from the students, suggestive of the inputs they are receiving from their faculty and the efforts they are putting on their own to enrich themselves. Kudos to the students for this and the faculty and management for the enabling environment, support and guidance provided, making the whole affair a very rewarding opportunity for the students. I wish SSBF the best!
I am very much impressed by the vision and achievements of “Symbiosis”. It is heartening that Symbiosis has taken the initiative to cater to the needs of the banking industry which is facing huge HR challenge. I was happy to share my experiences and views with the eager youngsters. The extra-curricular initiatives taken by them are commendable. I wish them all a great future!
Kudos and compliments to Symbiosis for thinking of starting a program on banking and providing ‘readymade’ bankers to Banking Industry. Banking Industry would be indebted to you for this gesture.
Great hospitality and an impressive campus. I truly wish to return
Congrats to SSBF – the students are really ‘Banking oriented’ the procedure was smooth – A ‘general’ banking attitude / experience would help the students more than only concentrating on advances portfolio
I am really impressed by the way the students interacted in the conference. The infrastructure and facilities are far above even than the best management institutes in the country. I wish the institute all the best!
We have signed an MOU with Tata Institute of Social Sciences (TISS) for the content development of the Certificate and Diploma Programme in Banking and Finance under their National University Students' Skill Development (NUSSD) programme.
A meeting to review the course developed by us was organised by TISS. There were experts from BFSI who meticulously went through the proposed courses. There were discussions on the objective of each course and the course structure was finalised. These courses will be offered in three states namely Maharashtra, Rajasthan and Madhya Pradesh.
On 24th Sept 2015, SSBF signed a Memorandum of Understanding with Axis Bank Ltd. to organise a joint training programme in Relationship Banking for students of SSBF. Titled "The Axis Advantage - Relationship Management Programme", it will be conducted on campus for students keen on pursuing careers in relationship banking. Class room training will be followed by a rigorous eight week summer internship at selected branches of the Axis Bank. Students who successfully meet the requirements of the programme and the internship will receive priority for recruitment by Axis Bank.
As a part of the ideology to infuse industry experience with academics and to facilitate more interactions with the corporate world, SSBF took pleasure in inviting Mr. Vijay Narsimhan from HDFC AMC on 22 August to the campus to deliver a guest lecture to the students. Mr. Narsimhan started off by introducing the students to HDFC Bank and its financial arms viz., HDFC Life, HDFC Ergo etc., while focusing majorly on HDFC Mutual Fund.
Taking the session ahead, he elaborated on what Mutual Funds are. Mutual Fund companies take money from various investors across the country and from abroad and invest them in various equities to provide a healthy rate of return to the investors. Secondly, the reason to choose Mutual Funds over Fixed deposits, Foreign Exchange and Gold is that Mutual funds provide a higher rate of return that is compounded yearly which is much more than what investments in FDs, FOREX and other commodities offer.
On compound interest, he quoted Albert Einstein.: ‘Compound interest is the eighth wonder of the world. He, who understands it, earns it; he, who doesn't, pays it.’
Mr. Narsimhan pointed out that inflation is prevalent all over the world, which eats into the purchasing power of one's savings. He mentioned that in 1985 the price of petrol was Rs. 8.5 and a few months ago, this year it touched Rs.80. For instance, if an investment of Rs. 10,000 was made in the stock of Wipro in 1981 then, today it would have amounted to Rs. 500 crores. So it is very important to invest one's money carefully so as to not lose out on its purchasing power.
There are two main factors driving the market. They are the sentiments of the investors at the first level and the technical trend-based movements at the deeper level. But, ultimately the fundamentals of the company determine its value. So, in a market an investor sells his stock today with an expectation that the prices will go down in the near future, while the buyer makes an investment expecting a rise in the prices. Finally, at the end of the day one of them will be proven wrong. Hence, in order to protect one from such risks and to meet the future needs it is essential to have a Systematic Investment Plan (SIP), so that inflation and negative factors in the market don’t affect the overall financial health of an Individual.
The session brought clarity in the understanding of Mutual Funds among the students and also provided a broad perspective about the bank and its financial arms.
YES BANK’s ‘Campus Engagement’ approach under the aegis of YES BANK’s Universities and Schools Relationship Management (USRM) Program
The 4th of July saw some inspiring insights in banking from Mr. Deodutta Kurane, Group President, Human Capital Management, Mr. Warren Stanley Patrick, President & Chief Learning Officer, Mr. RHS Manian, Vice President - Talent Management, Leadership Development & USRM, Ms. Shipra Singh, Manager, Universities and Schools Relationship Management Team, and Ms. Joshita Mohan, Manager, Yes Bank. Mr. Kurane spoke on how important it was to take ownership if one is to grow in one’s career, and Yes Bank’s unique differentiators of knowledge banking and service excellence. He also emphasized the need for Passion, Uniqueness, Leadership qualities, Social skills, and Energy and Enthusiasm, in order for an individual to excel.
Mr. Manian introduced the students to the “YES! I am the Change” social film-making contest, and encouraged the students at SSBF to participate. Mr. Patrick impressed upon the students the value of courage in taking opportunities, and making the most out of every single day, a lesson shared by all the dignitaries from YES Bank.
SSBF welcomed Mr. Rahul Patni, AGM and Regional Head at Credit Analysis & Research Ltd. (CARE Ratings), and Ms. Akshata Javalagi, Credit Analyst at CARE, and SSBF alumnus, for a session on Credit and Risk Analysis, and CARE’s course designed to help students understand the analytical approach of an Analyst.
Mr. Patni stressed upon the importance of Credit ratings, as they can make or break many a business venture. He explained how it was important that a Credit analyst needed to be able to investigate every pertinent aspect of the company being appraised, and how it was necessary to apply utmost diligence in ensuring that the rating awarded was well-deserved, and how, CARE’s course would be extremely beneficial for students contemplating a career in Credit Appraisals.
The Students at SSBF took the opportunity to interact with the guests and learn of the various aspects that made a career in Credit Analysis.
SSBF took immense pleasure in welcoming Mr. Vinay Trivedi, Assistant Vice President - Academic Interface Program, and Mr. Imtiaz Ahmed, Assistant Vice President of Axis Bank to its campus to interact with the students and discuss the trends in banking, particularly in regards to relationship managers, and course to be taught by Axis Bank, which would help students ready themselves for the challenges and opportunities faced by a relationship manager.
Both Mr. Ahmed and Mr. Trivedi spoke at length on the need for Relationship Managers, and the various skillsets required, including people skills, and the requirement of knowledge in multiple fields of the industry, markets and economy. SSBF’s students availed of the opportunity to interact with the guests and learned of the career growth, opportunities available to, and operations of a relationship manager.
Admission to all the courses and programmes at Symbiosis International University (SIU) are strictly on merit basis based on the criteria and processes prescribed by the University and assessment of individual performance in Symbiosis National Aptitude Test [SNAP] for Postgraduate Studies and Symbiosis Entrance Test [SET] for Undergraduate Studies.
All aspirants / parents are hereby notified that some individuals / organisations are giving / making false and misleading advertisements / claims in newspapers, websites, social media platforms that they can ensure admission to Symbiosis International University and also charging heavy amount for the same.
In this regard, SIU requests the aspirants / parents to refrain from entering into any transaction with such elements. SIU has not appointed any individual / agency / organisation to make such assurance on its behalf. It is a matter of Policy that SIU does not charge capitation fee for admission from students and this is widely and prominently published as well on all the relevant places like prospectus, website, SNAP Booklet, SET Booklet etc.
Despite this Notice, if any aspirant / parents still proceeds with or enters into transaction with such elements, they would be doing so at their own risk and cost. SIU further notifies that any aspirant attempting to approach SIU for admission through or at the instances of such agents will be permanently debarred from admission to all the courses and programmes at Symbiosis International University.BY ORDER